Crypto casinos that accept Zimpler

About Zimpler

Swedish bank payment service that pays straight from your online bank, mainly in the Nordic countries. Some casinos label it 'Instant Banking'.

Zimpler is a Swedish “pay by bank” service. At the cashier you pick your bank, log in the way you always do, choose an account and approve. The money goes straight from your bank account to the casino. It is a bank transfer with the typing done for you. Some casinos hide the name and just call the button “Instant Banking” or “Instant bank transfer”.

Here is the honest part. Zimpler moves normal money, in kronor and euros, and sends winnings back to a bank account. That makes it a tool for licensed Nordic casinos and for hybrid sites that take both fiat and coins. A crypto-only casino that pays out in Bitcoin has no use for it, so you will rarely see it there.

Who is behind it

Zimpler AB is based in Stockholm. It is an authorised payment institution supervised by Finansinspektionen, the Swedish financial regulator, under the Swedish law that brings the EU’s PSD2 rules into force. That licence lets it work across the EU and EEA.

Since 3 March 2026 it has been part of TrueLayer, a London pay-by-bank company. TrueLayer agreed the deal on 21 October 2025 and completed it once Finansinspektionen approved. Zimpler kept its name and its own licence, and its website now reads “A TrueLayer company” under the logo.

It openly serves gambling. Its site lists iGaming as one of only two industries it works for and quotes Nordic casinos as customers.

Where it came from

The company started in 2012 as PugglePay, founded by Johan Friis and Kristofer Ekman Sinclair. The first idea was paying with your phone number. It entered Finland in 2014 and took the Zimpler name in 2016, the same year it launched an e-wallet and went live in Germany. Its current licence came in 2017.

The big change came in 2018, when it launched its first account-to-account product in Sweden and Finland. In 2020 it dropped the e-wallet and invoices to do only bank payments. Then came the Baltics in 2021, a Malta office and a new shareholder called Nordstjernan in 2022, and a São Paulo office in 2023, where it now runs a Pix service for Brazil.

How a deposit works

You never hand over an account number, and the casino never sees your bank login.

1. In the cashier, choose Zimpler, or the “Instant bank transfer” button that stands in for it.
2. A Zimpler page lists the banks in your country. Pick yours.
3. Log in with your normal bank security method. In Sweden that is BankID.
4. Choose which account to pay from, check the amount and approve.
5. You are sent back to the casino. The balance normally updates straight away.

Zimpler runs its own identity and anti-money-laundering checks inside that flow. Returning players get a shorter path with a quick authentication. The product page says deposits of up to €15,000 are accepted, though the casino and your bank set their own.

A version called Zimpler GO folds sign-up, login and identity checks into the first deposit, so there is no registration form. It is the same idea as Pay N Play from Trustly.

Countries, rules and the Swedish court case

Sweden and Finland are the core markets. Payment partners also list Denmark and Estonia, with SEK, EUR and DKK as the currencies. Brazil runs on Pix under a separate company. If your bank is not on the list, Zimpler does not serve your country.

Zimpler has had its own run-in with a gambling regulator. On 6 July 2023 Spelinspektionen, the Swedish Gambling Authority, ordered it to stop providing BankID payments to gambling companies without a Swedish licence, with a penalty of SEK 25 million if it carried on past 31 July 2023. Zimpler said it would comply and appealed. The administrative court annulled the order in May 2024, and on 7 February 2025 the Court of Appeal in Jönköping rejected Spelinspektionen’s appeal, finding the regulator had not shown illegal gambling and that the law was unclear on what counts as targeting Sweden.

Finland is changing too. Its new Gambling Act was confirmed on 16 January 2026, licence applications opened in March 2026, and licensed operators can start in July 2027. Until then the state operator Veikkaus keeps its monopoly, so expect the list of Finnish casinos offering Zimpler to shift.

Statements, withdrawals and what can go wrong

Zimpler’s terms say nothing about the name that appears on your bank statement. The money leaves as a transfer from your own account, so your bank app shows an outgoing payment. Check it after your first deposit.

The terms are clear on fees. Zimpler charges you nothing unless the payment needs a currency conversion, in which case you pay the exchange fee. Your bank may charge its usual fees. The casino is allowed to add a fee of its own, which has to be in the casino’s terms.

Withdrawals can come back the same way. Zimpler supports payouts to bank accounts in its countries, normally the one you deposited from. The casino decides when to release the money, and its own checks come first.

Once you approve a payment it is gone. The terms ask you not to try to revoke it through your bank afterwards, and there is no card-style chargeback. If a casino holds your money, read our guide on what to do when a casino won’t pay. Complaints about Zimpler itself go to its support email first, and Swedish consumers can take a dispute to ARN, the national board for consumer disputes.

A real Zimpler payment always takes you to your own bank’s login or app. If a casino page or chat window asks for your bank password in a form, close it. A deposit takes seconds, so set a budget first. A gambling block at your bank stops these payments too, since the money still leaves your account. If you hit one, it is doing its job. Our responsible gambling page explains the options.